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Prepared financial plans and advised customers on budgeting and accounting.
Installed suitable accounting systems in business enterprises.
Examined, analyzed and interpreted the financial activities of customers including profit and loss
figures, income and expenditure.
Prepared financial statements which meet professional and legal standards and requirements.
Performed audits for customers.
Designed, developed and operated computer-based information systems so that financial
information can be obtained quickly and accurately.
Assisted in the planning and control of an organization by providing management with a detailed
financial analysis of the business.
Provided regular information to management on the financial performance of the business.
Analyzed and provided information relating to the costing, pricing and marketing of company
Investigated and approved new customer credit applications.
Managed short term cash and foreign exchange position.
Developed and advised company taxation policy.
Offered financial advice to individuals and businesses concerning current and future investments.
Able to act in a professional and ethical manner and build relationships with customers.
Designed new types of life insurance and superannuation policies by analyzing statistical data
relating to factors such as death, illness, accident and current trends in the economy.
Determined appropriate premiums or contributions, expense charges, and interest and bonus
rates by calculating the probabilities of events such as unemployment, illness or changes in
interest rates occurring in the future.
Ensured that sufficient financial reserves are built up to enable insurance companies to meet
Wrote and modified computer programs such as databases and spreadsheets.
Advised companies on the distribution of profits to policy-holders and assisted with investment
Received payments, issued receipts, handled credit transactions, and accounted for the amounts received.
Operated office equipment such as typewriter, personal computer, copier, fax, adding calculating, bookkeeping, and check writing machines.
Counted money to verify amounts and issued receipts for funds received.
Issued change and cashed checks.
Compared totals on cash register with amount of currency in register to verify balances.
Endorsed checks, listed and totaled cash and checks, and prepared bank deposit slips.
Issued itemized statements to customers.
Disbursed cash and wrote vouchers and checks in payment of company expenses.
Posted data and balanced accounts.
Withdrew cash from bank accounts and kept custody of cash fund.
Compiled collection, disbursement, and bank reconciliation reports.
Authorized various expenditures and purchases.
Received and recorded invoices and arranged payment.
Prepared and processed billing statements and investigated billing irregularities.
Processed accounts payable, accounts receivable and loan applications.
Calculated, prepared and distributed payroll checks.
Prepared regular reports and summaries of accounting activities.
Prepared debtors listings.
Checked customer's credit rating.
Verified recorded transactions and reported irregularities to management.
Classified, recorded and summarized numerical data to compile and maintain financial records.
Computed and/or recorded financial transactions and other account information to update or maintain
Classified items on reports for bookkeeping purposes.
Compiled statistical reports of cash receipts, expenditures, accounts payable and receivable, profit and loss, and
other items pertinent to business operation.
Examined accuracy of balances, figures, calculations, postings, and other records pertaining to business or
operating transactions, and reconciled or noted any discrepancies.
Calculated such items as amounts due, balances, costs, discounts, dividends, equity, interest, net charges,
outstanding balances, principal, profits, ratios, taxes, and wages.
Debited or credited accounts.
Compiled information from financial records into reports for organizational and regulatory personnel or
Complied with federal, state, and company policies, procedures, and regulations.
Received, processed, or transferred negotiable instruments, such as checks, drafts, coupons, and vouchers.
Filed and sorted documents.
Typed vouchers, invoices, account statements, and reports, using typewriter or computer.
Prepared budgets and compiled budgetary reports containing statistics and other data.
Verified terms of credit, such as amount, insurance coverage, and shipping conditions, to determine compliance
Handled inquiries and complaints using account information and transition records.
Coordinated customer credit information and collateral papers complying with bank credit standards.
Examined collateral and appraised retirement value of equipment.
Directed and coordinated activities of workers engaged in conducting credit investigations and
collecting delinquent accounts from customers.
Assigned workers responsibility for investigating and verifying financial status and reputation of
prospective customers applying for credit, for preparing documents to substantiate findings, and
for recommending rejection or approval of applications.
Established credit limits on customer accounts.
Assigned responsibility for investigation of fraud cases and possible legal action and collection
for worthless checks and delinquent bills.
Reviewed collection reports to ascertain status of collections-and-balances outstanding and to
evaluate effectiveness of current collection policies and procedures.
Audited delinquent accounts considered to be uncollectible to ensure maximum efforts have been
taken before assigning bad-debt status to account.
Coordinated with others to exchange information and update controls.
Assessed loan requests or commercial credit applications through interviews with applicants and
examination of references, credit ratings, pay slips and other information.
Approved or recommended approval of loans and commercial credit applications within policy
Prepared papers setting out conditions and periods of loans, rates of repayment, or in a
commercial area, the setting out of trading terms.
Prepared reports of loans and accounts which had outstanding amounts.
Kept records of arrears and prepared routine letters or made telephone calls requesting payment.
Prepared statements of overdue accounts and forwarded these for legal action.
Prepared reports on credit ratings of customers.
Answered inquiries concerning loan balances or commercial accounts, penalties and credit
standing of customers.
Branch Manager/Customer Service Manager
Organized the work of staff.
Supervised the operations of the branch.
Liaised closely with other departments.
Interviewed clients regarding loans and investments.
Ensured bank standard quality service is provided to customers.
Identified sales opportunities, developed sales strategies and set branch sales targets.
Implemented a branch work plan.
Promoted banking products and services including insurance and trustee services.
Supervised property management and credit card facilities.
Assisted in the formulation of government economic policies and examined their effects on the
economy and on the community.
Studied the effects of government expenditure, taxation and other budgetary controls on the
Analyzed the possible effects of government monetary policy on the level of activity in the
economy such as a rise in home loan interest rates.
Identified opportunities to improve efficiency and to improve international competitiveness.
Researched, analyzed and recorded the effects of government labor market programs on
economic growth and industrial development.
Carried out studies to determine the types of goods and services that are produced and
Performed studies into industrial relations issues such as wage fixation and the effect of
industrial disputes on productivity.
Prepared economic forecasts, analyzed economic trends, gave economic advice and conducted
Supplied management personnel with economic information and advice.
Created lists of customers from a variety of sources.
Contacted potential clients, usually by telephone, to arrange interviews.
Interviewed clients to identify their insurance needs and how insurance policies might meet those
Wrote an insurance recommendation list and planned to assist the client to make an informed
Explained to clients the details of insurance policies including the risks for which they are
covered, the rates and comparative benefits.
Recommended an appropriate amount and type of coverage to individual customers.
Collected premiums and kept records of payments.
Reviewed clients' circumstances to ensure that the level of insurance is appropriate.
Investment Adviser and Financial Planner
Determined customers' financial needs and objectives.
Gave advice to clients regarding securities, managed funds, all life insurance investments and
Prepared comprehensive financial plans to suit the specific requirements of particular clients for
wealth creation and protection.
Provided an ongoing monitoring service.
Analyzed and evaluated the investment prospects of stocks (ie the number of shares available for
purchase or sale) on the stock exchange to aid bank management in investment decisions.
Visited companies to obtain and study all available information relating to them to ensure that
they are performing well and have sound investment prospects.
Kept up-to-date with investment trends.
Arranged settlement times for vendors, purchasers and financial institutions.
Checked the details and title of the property for accuracy.
Prepared the documents required for settlement, arranged to have them signed, and paid stamp
Attended settlements ensuring that all documentation were correct.
Collected any outstanding debt.
Notified the local government and water authority of any change of ownership and ensured
current rates are apportioned and arrears are paid.
Recorded sales documentation received from clients and other stockbroking firms.
Checked the validity of documents.
Collated all "buy and sell" contract notes and dispatched them to clients.
Processed sales and disbursed checks.
Contacted share registries and processed dividends.
Recorded data and performed electronic transfers of securities.
Assisted in research for advice to clients.
Able to make calculations quickly and accurately.
Able to work independently and under pressure.
Obtained information on securities, market conditions and government regulations.
Studied the history, financial structure and performance of companies by visiting the companies
to check their records.
Interpreted information provided in financial journals, reports and on computers.
Gave clients information and advised on measuring and predicting rates of return on investments,
and by preparing investment plans for individuals and organizations.
Bought and sold securities using the computer-screen trading stock exchange automated trading
Recorded transactions of sales and purchases.
Offered up-to-date information on all companies listed on the stock exchange.
Sent out periodical circulars to clients.
Able to make accurate calculations quickly.
Discussed and advised clients about taxable income, deductions and complexities of taxation
Prepared and submitted returns to the taxation office.
Dealt with queries and disputed assessments.
Telephoned and wrote taxation offices for extensions of time to submit returns.
Possess integrity and good moral character.
Received deposits and paid out withdrawals and issued receipts.
Entered details in customers' accounts.
Record transactions, balanced the cash, and order notes and coins.
Issued bank checks.
Promoted bank products and services.
Identified customer needs.
Answered phone calls and directed customers to the proper department.
Able to make calculations quickly and accurately.
Reviewed insurance applications to evaluate, classify, and rate individuals and groups for
insurance and accepted or rejected applications, following establishment underwriting standards.
Examined documents, such as application forms, inspection reports, insurance maps, and
medical reports to determine degree of risk from such factors as applicant financial standing, age,
occupation, accident experience, and value and condition of property.
Reviewed company records to determine amount of insurance in force on single risk or group
closely related risks, and evaluated possibility of losses due to catastrophe or excessive
Wrote to field representatives, medical personnel, and other insurance or inspection companies to
obtain further information, quote rates, or explain company underwriting procedures.
Authorized reinsurance of a policy when risk is high.
Decreased value of policy when risk is substandard to limit company obligation, and specified
applicable endorsements, or applied ratings to ensure safe and profitable distribution of risks,
using rate books, tables, code books, computer records, and other reference materials.
We provide quality education, training and labor market services that give employers and residents of the region a competitive advantage in today's global economy.
The Workforce Solutions of Central Texas System is an equal opportunity employer/programs. Auxiliary aids and services are available upon request to individuals with disabilities. Relay Texas dial 7-1-1
For general employment related information contact Workforce Solutions of Central Texas, 300 Cheyenne, Killeen, TX. 76542 Phone: 254-200-2234